Anyone purchasing Winstar products — including HOAs, municipalities, contractors, and small businesses — can apply for financing. Options include Shop Pay Installments, Winstar Financing, equipment lease-to-own programs, and assistance matching your organization with trusted lenders.
Most of our products qualify, including radar speed signs, traffic camera systems, message boards, and other safety equipment. Accessories and installation may also be included in your financing plan.
Financing is available for orders starting at $1,000 and up to $100,000. For purchases over $100,000, you’re welcome to work with your own lender or we can introduce you to several financing partners we’ve successfully worked with in the past.
Simply complete our online Financing Request Form. Once submitted, a Winstar specialist will contact you within 1 business day to confirm your information and present available options.
Shop Pay Installments offers a soft credit check (no impact on your score). Winstar Direct Financing may also involve a soft credit check review depending on the purchase amount.
Most Shop Pay Installment decisions are made instantly at checkout.
Winstar Direct Financing approvals are typically processed within 1–2 business days.
3rd Party Lenders may require up to 7-10 business days to provide an offer.
Flexible terms range from 6 to 36 months, depending on the program you select.
Absolutely. We offer specialized programs designed for municipal and government purchasing departments, including invoice-based payment options.
You can email financing@winstarroadsupply.com or call (302) 281-5025 to reach our financing team directly.
After signing in, go to your Account Page and click the Financing & Leasing link to view the status of your application.
Once your financing is approved, your financing documents and agreement details will also appear on your Account Page for easy access and download.
Visit our Preferred Lenders page to explore third-party financing options. Many of our trusted partners specialize in providing funding for local governments, HOAs, and public agencies with experience in providing flexible financing programs tailored for traffic safety equipment and infrastructure projects.
Shop Pay Installments lets you split your Winstar purchase into 4 interest-free biweekly payments or longer-term monthly payments (with interest) directly at checkout. The process is quick and managed entirely through Shop Pay, the secure payment platform powered by Shopify and serviced by Affirm.
At checkout, simply select Shop Pay Installments and complete the short approval process. If approved, your total will be divided into equal payments automatically charged to your card on file. A soft credit check may be performed to determine eligibility, but it will not affect your credit score.
Shop Pay Installments is available for purchases from $50 up to $17,500. You can manage your payment schedule and view reminders directly in your Shop Pay account.
Municipalities and HOAs may also use Shop Pay if they have a corporate or purchasing card. For organizations that prefer invoice-based or PO-based options, we recommend choosing Winstar Direct Financing instead.
Winstar Financing offers flexible funding options for municipalities, HOAs, contractors, and public agencies purchasing traffic safety and infrastructure equipment. Depending on your project size and credit profile, financing may be provided directly through Winstar Road Supply or through one of our trusted third-party lending partners.
To get started, simply complete our Financing Request Form with your estimated purchase amount. Our team will review your application and match you with the best program — either Winstar Direct Financing or a partner lender— to provide clear, fixed-term monthly payments (typically 6–36 months).
You’ll own your equipment immediately once the agreement is finalized, whether the financing is handled by Winstar or a partner institution. Most commercial and government clients do not require a personal credit check; instead, we verify business credentials or trade references as part of the approval process.
Winstar Financing offers several advantages over standard checkout options like Shop Pay, including:
Most applications are reviewed within 24–48 hours, and approvals through partner lenders are typically completed within 2–3 business days, allowing you to move forward with your project quickly and confidently.
If you’re seeking financing beyond our in-house programs, we encourage you to visit our Preferred Lenders page or contact your current bank or previously used lender to explore available funding options.
Many of our trusted lending partners specialize in financing for local governments, HOAs, and public agencies, offering flexible programs designed specifically for traffic safety equipment and infrastructure projects.
Whether you choose to work with one of our recommended lenders or your existing financial institution, you’ll have access to competitive rates, tailored terms, and clear guidance to help move your project forward confidently and efficiently.
The Winstar Lease-to-Own Program allows you to start using your traffic safety equipment immediately while spreading the cost over manageable monthly payments. It’s an ideal option for HOAs, municipalities, and contractors who prefer to conserve capital or avoid large upfront expenses.
Through this program, you make fixed monthly payments over a set term (typically 12–48 months). At the end of the lease, you’ll have the option to purchase the equipment, renew the lease, or upgrade to new units — depending on your needs.
Most customers provide a down payment of 5%–20%, depending on the total purchase amount and financing terms. An down payment can also help reduce monthly costs or improve approval terms.
Unlike rentals, you gain ownership flexibility once the term is complete and your buyout is processed, the equipment becomes fully yours. It’s a simple, cost-effective way to get the equipment you need now while keeping your project budget predictable.
Lease-to-own lets you start using your Winstar equipment right away with affordable monthly payments and an option to own it at the end of the term.
It’s ideal for contractors, HOAs, and smaller communities that need equipment immediately but prefer to spread costs over time.
Lease-to-own programs start at $2,000 and go up to $50,000.
Depending on the product(s) and total purchase amount, a small initial payment of 5%–20% may be required at the start of the lease to secure the agreement or lower monthly payments.
Typical lease durations range from 12 to 48 months, depending on the equipment and customer preference.
Yes, you can purchase your leased equipment at any time, often with a discounted buyout amount.
You’ll have the choice to buy the equipment, renew your lease, or return the unit (if applicable).
Maintenance and warranty coverage remain the same as with all Winstar purchases ensuring your system stays operational throughout the lease term.
Yes, standard business or property coverage is typically required to protect the equipment during the lease term.
Select “Lease-to-Own” on the Financing Form, enter your estimated total, and submit. A Winstar leasing specialist will contact you to review options and finalize the agreement.
